Credit Score: How is it calculated and what factors influence it?

A credit score is a three-digit number that helps lenders assess your eligibility for loans or credit cards. This score is calculated by credit bureaus based on your credit history,…

Credit Card Dues: 5 key benefits of paying on time for better financial health

Making timely credit card payments is a way to ensure financial security and provides benefits beyond the mere avoidance of late fees. In addition to improving your credit score, on-time…

Want better credit score? Here are 7 key tips to help you get there

To be considered eligible for any financial need like home loans and credit cards, one has to have an elevated credit score. To keep and elevate a good credit score…

How to avoid credit card debt? Here are 6 key tips

If not controlled, credit card debt can easily get out of hand. High interest rates, late payments, and unstated costs can negatively impact your financial well-being. Here are some doable…

Credit card: Should you ever use the entire credit limit? How does it impact your credit score?

If you use a credit card, you should remember that spending more than the ideal credit limit is not recommended. It not only throws your financial plan into disarray but…

Personal loans: How opting for multiple funding options can be a rational move?

If you are suddenly short of funds, you should remember that you can always raise a personal loan to meet your demands. Instead of personal loan, you can also raise…

Rejected credit card? Here’s what to do next: A step-by-step guide

Credit cards are one of the most preferred financial tools as they help customers make purchases without the need to pay back immediately, along with added rewards and offers. Due…

Credit cards: 5 major cards offered by Axis Bank; check here

Axis Bank offers a range of credit cards. We list out the key features of five major credit cards offered by Axis Bank. It is noteworthy that to become eligible for…

7 types of personal loan repayment method: Which one is best suited for you?

Managing loan repayment properly can really make a difference in your financial health. With so many choices available, it is essential to choose the right one that will meet your…

Credit Score: How late payments can ruin your financial reputation

A credit score is very important while applying for credit cards or loans as it plays an important role in determining your eligibility. This score indicates your creditworthiness which helps…